A new addition to the family is a happy time, but a costly one as well. The birth of a child may force you to face up to some difficult decisions about your finances. It isn't just the fact that you have one more mouth to feed, but you may also find that you have a reduced income for a certain amount of time.
Listen to Stuart's story on starting a family, and get some top tips to prepare you financially for your new addition.
For a text version click here (this will open in a new window).